LPL ADVANCED PLANNING GROUP

This group is available to Pence Financial Group professionals through their affiliation with LPL Financial.

Because Pence Financial Group (PFG) advisors are affiliated with LPL Financial, we have access to the resources and experience of the nation’s largest independent broker dealer as reported by Financial Planning magazine (June 1996-2021) based on revenue. LPL Financial has over 3500 employees and services over 19,000 financial professionals with over $1 trillion in brokerage and advisory assets serviced or custodied at LPL Financial as of May 31, 2021.

The LPL Advanced Planning Group supports Pence Financial Group professionals to develop and implement strategies for affluent families and business owners looking to meet a variety of complex financial goals. Your PFG Advisor is able to assist in complex planning cases. The team has knowledge and expertise in the following areas:

Pence Financial Group (“PFG”) is a financial services practice within LPL Financial LLC (“LPL Financial”) comprised of multiple financial professionals that provide a series of services including personal investment advisory, third party managed advisory and brokerage services. PFG is an investment adviser registered with the State of California to provide financial planning services. The financial professionals associated with PFG are registered with and offer securities and investment advisory services through LPL Financial, member FINRA/SIPC and a registered investment adviser. Dryden Pence is the Managing Director of PFG.

LPL ADVANCED PLANNING GROUP

This group is available to Pence Financial Group professionals through their affiliation with LPL Financial.

Because Pence Financial Group (PFG) advisors are affiliated with LPL Financial, we have access to the resources and experience of the nation’s largest independent broker dealer as reported by Financial Planning magazine (June 1996-2021) based on revenue. LPL Financial has over 3500 employees and services over 19,000 financial professionals with over $1 trillion in brokerage and advisory assets serviced or custodied at LPL Financial as of May 31, 2021.

The LPL Advanced Planning Group supports Pence Financial Group professionals to develop and implement strategies for affluent families and business owners looking to meet a variety of complex financial goals. Your PFG Advisor is able to assist in complex planning cases. The team has knowledge and expertise in the following areas:

Pence Financial Group (“PFG”) is a financial services practice within LPL Financial LLC (“LPL Financial”) comprised of multiple financial professionals that provide a series of services including personal investment advisory, third party managed advisory and brokerage services. PFG is an investment adviser registered with the State of California to provide financial planning services. The financial professionals associated with PFG are registered with and offer securities and investment advisory services through LPL Financial, member FINRA/SIPC and a registered investment adviser. Dryden Pence is the Managing Director of PFG.

CHARITABLE PLANNING

  • Asset and Income Maximization
  • Wealth Transfer Planning
  • Qualified "Stretch" Alternatives
  • Irrevocable Trust Strategies
  • Life Insurance Planning
  • 3rd Party Premium Financing
  • Estate Tax Mitigation Planning
  • Gifting Strategies
  • Special Needs Planning

LEGACY PLANNING

  • Charitable Remainder Trusts
  • Charitable Lead Trusts
  • Private Foundations
  • Donor-Advised Funds
  • Qualified Charitable Distributions
  • Charitable Gifts using Life Insurance

BUSINESS PLANNING

  • Buy/Sell Strategies
  • Business Continuation Strategies
  • Business Sales Tax Minimization
  • Split Dollar Plans
  • Insured Defined Benefits Plans
  • Section 162 Bonus Arrangements
  • Supplemental Retirement Plans

ABOUT LPL FINANCIAL

LPL Financial was founded with a pioneering vision to help entrepreneurial financial advisors establish successful businesses through which they could offer truly independent financial guidance and advice.

LPL Financial is one of the nation’s leading financial services companies and a publicly traded company under ticker symbol LPLA. The firm’s mission is rooted in the belief that objective financial guidance is a fundamental need for everyone. LPL does not offer proprietary investment products or engage in investment banking activities; this means advisors affiliated with LPL are not pressured or influenced by LPL to sell its products. Thousands of financial advisors nationwide are able to rely on the firm’s tools and resources to help them provide financial guidance and recommendations to help meet their clients’ needs. For more information about LPL Financial, visit lpl.com.

LPL FINANCIAL CUSTOMERS

ADVISORS

Independent Advisor Services supports more than 16,000 independent and registered investment advisors.

INSTITUTIONS

Institution Services supports financial advisors at approximately 670 regional and community banks and credit unions.

OTHER AFFILIATIONS

Custom Clearing Services supports approximately 4,000 advisors affiliated and licensed with insurance companies through a unique outsourcing arrangement.

MORE ABOUT US

At the end of the day, our purpose is to help you grow your wealth to empower your purpose through retirement and beyond to extend your legacy. We are here to walk with you every step of the way so that all the hard work that went into generating your wealth has a more permanent impact.

OUR STORY

We foster a relationship based on trust, service and transparency. Our commitment is to you.

OUR TEAM

You’ll have a qualified team of professionals devoted to helping you pursue your financial goals.

OUR PROCESS

How is Pence Financial Group distinct? Learn more about our innovative process and approach that serves your financial needs.

OUR MISSION

We are committed to maintaining the highest standards of integrity and professionalism in our relationship with you.

OUR INVESTMENT APPROACH

Learn more about our Choke Point Investing™ strategy and take advantage our proprietary investment approach.

The financial professionals at Pence Financial Group strive to uphold the Fiduciary Standard of Care. At all times when providing advice to a Client, our financial professionals must always act in the best interest of the Client. We place the interests of the Client above the interests of the Firm. We must act with the care, skill, prudence and diligence that a prudent professional would exercise in light of the Client’s goals, risk tolerance, objectives and financial and personal circumstances.

Our financial professionals must comply with all objectives, policies, restrictions and other terms of the Engagement and all reasonable and lawful direction of the Client.