INVESTMENT MANAGEMENT*

You know your story. You have a direction. You just need someone who can make informed investment choices for you. We can handle that.

Our Investment Management focuses on strategic economic analysis, investment selection, and tactical execution. Our CHOKE POINT INVESTINGTM strategy is based upon a keen understanding of human behavior and how it delivers supply. We comprehensively research and select for our portfolios individual companies and investment vehicles we feel will stand the test of time. As an independent firm, we conduct our own proprietary research and analysis and we recommend investments from the full range of available products.

Our investment management services help our clients to put practical plans into place today for pursuing tomorrow’s dreams. To achieve this, we work hard to understand our client’s unique needs, objectives, and attitudes to risk. It’s about delivering financial confidence about the future, knowing what your financial goals are – whether it’s retirement or paying for your kid’s college fees – your interests come before ours.

*All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. Asset allocation does not ensure a profit or protect against a loss.

OUR INVESTMENT TEAM

Our investment team is dedicated to watching and understanding the market. We use a wide range of strategies that seek to conserve and grow our client’s wealth while maintaining an acceptable level of volatility. Then, we create and execute a focused and practical investment plan to help our clients work towards their unique goals.

A FULL RANGE OF INVESTMENT MANAGEMENT SOLUTIONS

Our investment management services help our clients to put practical plans into place today for pursuing tomorrow’s dreams. To achieve this, we work hard to understand our client’s unique needs, objectives, and attitudes to risk. It’s about delivering financial confidence about the future, knowing what your financial goals are – whether it’s retirement or paying for your kid’s college fees – your interests come before ours.

We use a wide range of strategies that seeks to conserve and grow our client’s wealth while maintaining an acceptable level of volatility.

Our services and competencies include:

RISK ASSESSMENT

We work with you to establish your attitude to risk and to create an investment strategy that aligns with it. Managing Investment.

ASSET ALLOCATION

We help your assets work for you by optimizing your asset allocation to support your investment goals and manage your volatility. 

DIVERSIFICATION

We use diversification strategies aiming to ensure you are not overexposed to any one company, industry, geo-location, or asset class. 

DISCRETIONARY PORTFOLIO MANAGEMENT

Your equity and fixed income should support your goals, not distract you from them. Our Discretionary Portfolio Management enables our clients to pursue their investment goals while we take care of the details.

TAX CONSEQUENCES

It’s not what you make that matters: it’s what you keep. We help you assess your tax liabilities as we work with you to reduce your tax burden. Investment Tax Consequences – Our team will take a deep dive into your investments to help you reduce the taxes you pay on your assets.

The financial professionals at Pence Financial Group strive to uphold the Fiduciary Standard of Care. At all times when providing advice to a Client, our financial professionals must always act in the best interest of the Client. We place the interests of the Client above the interests of the Firm. We must act with the care, skill, prudence and diligence that a prudent professional would exercise in light of the Client’s goals, risk tolerance, objectives and financial and personal circumstances. Our financial professionals must comply with all objectives, policies, restrictions and other terms of the Engagement and all reasonable and lawful direction of the Client.

This material was created for educational and informational purposes only and is not intended as ERISA, TAX, LEGAL or INVESTMENT advice. If you are seeking investment advice specific to your needs, such advice services must be obtained on your own separate from this educational material.

All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. Asset allocation does not ensure a profit or protect against a loss.

It’s about delivering financial confidence about the future, knowing that your investment goal – whether it’s retirement or paying for your kid’s college fees

YOU will be in the best possible hands. 

MORE TAILORED SERVICES

We tailor our services and programs to your diverse needs, enabling you to remain focused on what matters to you. Whether you are starting out in your career, thinking about retirement, or own a business, we would like to help. We have a team of in-house advisors, supported by internal and external specialists.

RETIREMENT PLANNING

Whether retirement is years away or right around the corner, we can help you to build a strategy that helps you to plan for the future you want.

FINANCIAL PLANNING

Choosing a financial planner isn’t just about assets. Our skilled professionals are focused on creating strategies for your legacy and long term success.

TAX PLANNING

We offer comprehensive tax planning services and look at the whole picture to create a custom tax plan that fits your unique circumstances.

ALTERNATIVE INVESTING

Our trusted financial advisors at Pence Financial Group are qualified to understand the complexities of alternative investing.

ESTATE PLANNING

Estate planning is imperative to a great succession. It is a way to protect your family, property and leave behind a great legacy.

All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. Asset allocation does not ensure a profit or protect against a loss.

Alternative investments may not be suitable for all investors and should be considered as an investment for the risk capital portion of the investor’s portfolio. The strategies employed in the management of alternative investments may accelerate the velocity of potential losses.

Pence Financial Group and LPL Financial do not provide legal advice or services.