Because we know there’s more to wealth than money, our purpose is to help you create the wealth to empower your purpose. We build dedicated relationships that start with a single cup of coffee or tea and extend into multi-generational journeys. It begins with a meeting where we listen to you. Everybody has a story. What’s yours?

The world today can be chaotic, confusing and noisy.

Not enough information for wise decisions has turned into too much information from frequently unreliable sources. Volume goes up, reason goes down, and action becomes inconsistent, or worse, paralysis set in.

With more than 30 years of experience, we have lived and managed through the minefields of the markets. Experience has taught us discipline. From discipline comes principles and from principles: a process.

The Pence Principles

• Principles are non-negotiable

• Clients don’t care what we know until they know we care

• If we fail to plan, we plan to fail

• Human behavior drives consumption

• Cash flow trumps volatility


Investment analysis and management for individuals and entities that focuses on strategic economic analysis, investment selection, and tactical execution of transactions. Services and Analyses provided through online delivery of daily blogs and quarterly newsletters available to all investors.

The analysis and process are proprietary based upon a keen understanding of human behavior and how it drives demand, and corporate behavior and how it delivers supply.

• Discretionary Client Portfolio Management

• Asset Allocation

• Diversification

• Risk Assessment

• Investment Tax Consequences

• Income and Distribution Focused Portfolios

How We Serve

When developing a customized financial program, we walk clients through a step-by-step process that is designed to make them feel confident in your decisions.

Once goals have been established, appropriate strategies are customized to suit each client’s vision and objectives. I help clients execute a sound financial program utilizing the following products and services:

• Tax- reduction strategies

• Investment management, including stocks and mutual funds

• Retirement planning

• Estate planning and preservation

• Asset protection through insurance and annuity products

Slide LEARN MORE Whether retirement is years awayor right around the corner, we can help you to build a wealth strategy that helps you to plan for the future
you want.
Retirement Planning
Slide Financial Planning LEARN MORE Choosing a financial planner isn't just about assets. Our skilled professionals are focused on creating strategies for your long term success. Slide Investment Management LEARN MORE We create and execute a focused and practical investment plan to help our clients work towards their unique goals. Slide Estate Planning LEARN MORE Estate planning is imperative to a great succession. It is the a way to protect your family, property and leave behind a great legacy with continuity. Slide Alternative Investments LEARN MORE Our trusted financial advisors at Pence Financial Group are qualified to understand the complexities of alternative investing.

Disclosure: The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Historical performance is no guarantee of future results. All indices are unmanaged and may not be invested into directly.The economic forecasts set forth may not develop as predicted and there can be no guarantee that strategies promoted will be successful. All investing involves risk including loss of principal.Pence Financial Group does not provide legal and/or tax advice or services. Please consult your legal and/or tax advisor regarding your specific situation.The financial consultants of Pence Financial Group are registered representatives with, and securities and advisory services offered through LPL Financial. Member FINRA/SIPC.LPL Financial, Pence Financial Group, and Pence Capital Management are separate entities.

Every Life Has A Story Fueled With Passion and Dreams. What’s Yours?

Wealth Management Aimed at Empowering Your Purpose


At Pence Financial Group, we believe that good financial decisions don’t have to be confusing. If you have any questions or want to schedule a complimentary meeting to discuss your specific questions, please do not hesitate to contact us.


Pence Financial Group
5000 Birch Street W. Building Suite 3000
Newport Beach, CA 92660