ESTATE PLANNING*

One of the most emotionally thought-provoking aspects of a person’s life is probably estate planning. Nonetheless, a well-crafted estate plan is imperative to a great succession. With end-of-life planning being morbid, estate planning is the best way to protect your family and property. It is also the best way to leave behind a great legacy with continuity.

*Pence Financial Group and LPL Financial do not provide legal advice or services.

WHAT IS ESTATE PLANNING?

Estate planning is the advance preparation of transfer of your wealth, assets, or property after death. It is the act of giving instructions on what to happen to your wealth after the benefactor passes. To avoid any conflicts and to benefit your family and other beneficiaries, estate planning is essential during every stage of your life, whether young or old.

While you might have an estate plan in place, does it have the essential components to make the plan wholesome? Various things must feature in your estate plan to achieve its purpose. Regardless of how gloomy it seems, everything will fall in place provided you acquire experienced wealth management services.

ESTATE PLANNING SERVICES

At Pence Financial Group, we can guide you through the process estate planning. We are staffed with experienced professionals in this field and provide comprehensive financial planning and wealth management services to clients from all across Southern California and the US. If you want a smooth estate planning process, request a consultation and we will be ready to help.

Our Estate Planning services include the following:

WILL REVIEW

An experienced estate planning professional will help you address compliance with property laws, and at the same time, a sense of confidence for your beneficiaries. 

TRUST FUNDING STRATEGIES

Protecting wealth for your loved ones and yourself is equally important. Through trust funding strategies, our firm will help you protect everything you love — family, friends and favorite charities.

INTERGENERATIONAL WEALTH

Equipped with intergenerational wealth management strategies to maintain a lasting legacy for your estate, we offer solutions to inheritance through family discussions and conversations.

CHARITABLE GIVING

There is much power to harness in charitable giving. By supporting different charities, you make an impact and a difference to an individual or to your community.

FUNDING STRATEGIES FOR FAMILY LIMITED PARTNERSHIPS

Family Limited Partnerships are powerful estate planning tools that enable the smooth and tax-efficient transfer of business ownership from one generation to the next.

The financial professionals at Pence Financial Group strive to uphold the Fiduciary Standard of Care. At all times when providing advice to a Client, our financial professionals must always act in the best interest of the Client. We place the interests of the Client above the interests of the Firm. We must act with the care, skill, prudence and diligence that a prudent professional would exercise in light of the Client’s goals, risk tolerance, objectives and financial and personal circumstances. Our financial professionals must comply with all objectives, policies, restrictions and other terms of the Engagement and all reasonable and lawful direction of the Client.

Pence Financial Group and LPL Financial do not provide legal advice or services. This material was created for educational and informational purposes only and is not intended as ERISA, TAX, LEGAL or INVESTMENT advice. If you are seeking investment advice specific to your needs, such advice services must be obtained on your own separate from this educational material. 

WE ARE HERE TO HELP.

At Pence Financial Group, we can guide you through the process estate planning. We are staffed with experienced professionals in this field and provide comprehensive financial planning and wealth management services to clients from all across the US. If you want a smooth estate planning process, request a consultation and we will be ready to help.

MORE TAILORED SERVICES

We tailor our services and programs to your diverse needs, enabling you to remain focused on what matters to you. Whether you are starting out in your career, thinking about retirement, or own a business, we would like to help. We have a team of in-house advisors, supported by internal and external specialists.

RETIREMENT PLANNING

Whether retirement is years away or right around the corner, we can help you to build a strategy that helps you to plan for the future you want.

FINANCIAL PLANNING

Choosing a financial planner isn’t just about assets. Our skilled professionals are focused on creating strategies for your legacy and long term success.

TAX PLANNING

We offer comprehensive tax planning services and look at the whole picture to create a custom tax plan that fits your unique circumstances.

ALTERNATIVE INVESTING

Our trusted financial advisors at Pence Financial Group are qualified to understand the complexities of alternative investing.

INVESTMENT MANAGEMENT

We create and execute a focused and practical investment plan to help our clients work towards their unique goals.

All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. Asset allocation does not ensure a profit or protect against a loss.

Alternative investments may not be suitable for all investors and should be considered as an investment for the risk capital portion of the investor’s portfolio. The strategies employed in the management of alternative investments may accelerate the velocity of potential losses.

Pence Financial Group and LPL Financial do not provide legal advice or services.