The financial challenges facing business owners are varied and complex. However, managing operations and building client relationships is a full-time job. That means there isn’t a lot of time to weigh options for minimizing taxes and maximizing investment to grow and expand your company.

The good news is that at Pence Financial Group, we have decades of experience in developing detailed financial plans for businesses of every size – and in every industry. We are dedicated to being your partners in navigating the financial side of your business, so you can focus on what you do best.


If you are in the process of launching a new company, we will help you choose the best structure to meet your short-term and long-term goals. If you are already established, we offer comprehensive planning designed to boost your cash flow and reduce your expenses, so you can improve your profits. 

We also understand the ins and outs of succession planning, and we can help you design a strategy for an orderly transfer of your ownership interests in the business. We know you want to preserve your legacy, and we are committed to making that happen.  

Some of the issues we consider in creating your company’s financial plan include the following: 

Mitigating risk through business continuity planning, insurance products, and other techniques

Designing competitive compensation and benefits packages that will attract top talent without growing your expenses to an unmanageable level 

Preparing your business for sale in a way that maximizes your profit and minimizes your taxes


Perhaps more importantly, we don’t look at your business financial goals in a vacuum. We explore your personal financial goals, as well. Then we create solutions that integrate the two, so you can get the career satisfaction you want and the financial confidence you need to pursue your desired lifestyle. Learn more about our business services by contacting us to schedule your consultation today.


Tell us your story and we will put together a comprehensive plan for any goals or circumstances in your life.


Leaving the workforce is a major milestone – and a big transition. Your income sources have changed in significant ways, and it can be unsettling to feel you are at the mercy of the markets.


If you’re reaching your retirement years and aren’t sure you have saved enough, we are here to serve you. At Pence Financial Group, we are experienced in getting your retirement plan back on track.


For our C-Suite clients, In addition to where and how to invest your base salary, we can help you to create smart strategies for managing stock options, bonuses, and deferred compensation.


For years, your purpose was to ensure the way of life we enjoy in the United States endures. You took care of us. Now, let us help take care of you.


Every day you serve your communities. You put your life, your health, welfare at risk. Let us help ensure you don’t put your financial future, and that of your family, at risk, as well.

The financial professionals at Pence Financial Group strive to uphold the Fiduciary Standard of Care. At all times when providing advice to a Client, our financial professionals must always act in the best interest of the Client. We place the interests of the Client above the interests of the Firm. We must act with the care, skill, prudence and diligence that a prudent professional would exercise in light of the Client’s goals, risk tolerance, objectives and financial and personal circumstances.

Our financial professionals must comply with all objectives, policies, restrictions and other terms of the Engagement and all reasonable and lawful direction of the Client.