BUSINESS OWNERS

The financial challenges facing business owners are varied and complex. However, managing operations and building client relationships is a full-time job. That means there isn’t a lot of time to weigh options for minimizing taxes and maximizing investment to grow and expand your company.

The good news is that at Pence Financial Group, we have decades of experience in developing detailed financial plans for businesses of every size – and in every industry. We are dedicated to being your partners in navigating the financial side of your business, so you can focus on what you do best.

BUILD YOUR BUSINESS, GROW YOUR WEALTH

If you are in the process of launching a new company, we will help you choose the best structure to meet your short-term and long-term goals. If you are already established, we offer comprehensive planning designed to boost your cash flow and reduce your expenses, so you can improve your profits. 

We also understand the ins and outs of succession planning, and we can help you design a strategy for an orderly transfer of your ownership interests in the business. We know you want to preserve your legacy, and we are committed to making that happen.  

Some of the issues we consider in creating your company’s financial plan include the following: 

Mitigating risk through business continuity planning, insurance products, and other techniques

Designing competitive compensation and benefits packages that will attract top talent without growing your expenses to an unmanageable level 

Preparing your business for sale in a way that maximizes your profit and minimizes your taxes

GET STARTED

Perhaps more importantly, we don’t look at your business financial goals in a vacuum. We explore your personal financial goals, as well. Then we create solutions that integrate the two, so you can get the career satisfaction you want and the financial confidence you need to pursue your desired lifestyle. Learn more about our business services by contacting us to schedule your consultation today.

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OTHERS WE SERVE

Tell us your story and we will put together a comprehensive plan for any goals or circumstances in your life.

RETIREES

Leaving the workforce is a major milestone – and a big transition. Your income sources have changed in significant ways, and it can be unsettling to feel you are at the mercy of the markets.

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PRE-RETIREES

If you’re reaching your retirement years and aren’t sure you have saved enough, we are here to serve you. At Pence Financial Group, we are experienced in getting your retirement plan back on track.

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CORPORATE EXECUTIVES

For our C-Suite clients, In addition to where and how to invest your base salary, we can help you to create smart strategies for managing stock options, bonuses, and deferred compensation.

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MILITARY & VETERANS

For years, your purpose was to ensure the way of life we enjoy in the United States endures. You took care of us. Now, let us help take care of you.

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FIRST RESPONDERS

Every day you serve your communities. You put your life, your health, welfare at risk. Let us help ensure you don’t put your financial future, and that of your family, at risk, as well.

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The financial professionals at Pence Financial Group strive to uphold the Fiduciary Standard of Care. At all times when providing advice to a Client, our financial professionals must always act in the best interest of the Client. We place the interests of the Client above the interests of the Firm. We must act with the care, skill, prudence and diligence that a prudent professional would exercise in light of the Client’s goals, risk tolerance, objectives and financial and personal circumstances.

Our financial professionals must comply with all objectives, policies, restrictions and other terms of the Engagement and all reasonable and lawful direction of the Client.

OUR INSIGHTS

Read our most recent blogs, insights, and issues our clients care about.

All 9 /Daily Market Report 0 /Media Commentary 8 /Pence Perspective 0

AMZN, ASML, URI: Names to Watch in 2025

November 14, 2024/by pfgadmin

Stocks Close at Record Highs and Earning Expectations in 2025

November 13, 2024/by pfgadmin

Cash is ‘rushing into the market’

November 12, 2024/by pfgadmin

Market Broadening Shows Growth Beyond Mag 7, says Dryden Pence

October 7, 2024/by pfgadmin

Consumer Confidence Data Disappoints: Strategist Explains the Disconnect

October 7, 2024/by pfgadmin

Dryden Pence: 58% of American’s Invest in the Stock Market

August 27, 2024/by pfgadmin

Palantir’s Pivot into the Commercial Market

July 29, 2024/by pfgadmin

Don’t Foresee A Recession as the Labor Market Remains Largely Healthy

July 15, 2024/by pfgadmin
READ MORE

Let’s Talk

At Pence Financial Group, we believe that good financial decisions don’t have to be confusing. If you have any questions or want to schedule a complimentary meeting to discuss your specific questions, please do not hesitate to contact us.

Get In touch

Whether retirement is years away or right around the corner, we can help you to build a wealth strategy that can prepare you for the future you want.

              

ABOUT US

Our Mission
Our Process
Our Team
Our Investing Approach
About LPL Financial

INSIGHTS

Daily Market Report
Quarterly Newsletter
Pence Podcast
Commentaries

OUR SERVICES

Retirement Planning
Financial Planning
Investment Management
Estate Planning
Alternative Investments

RESOURCES

LPL Account View
Appointment Checklist
Tara Timeline Worksheet
Client Brief

WHO WE SERVE

Retirees
Pre-Retirees
Business Owners
Military & Veterans
First Responders

OUR OFFICES

Newport Beach, CA
Monterey, CA
Pittsburg, KS
Boca Raton, FL

Form CRS | Disclosures | Fee Schedule | Consumer Privacy & Security Notice | Contact Us

© Pence Financial Group LLC. 2024. All rights reserved.

The financial professionals associated with PFG are registered with and offer securities and investment advisory services through LPL Financial, member FINRA/SIPC and a registered investment adviser.

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Historical performance is no guarantee of future results. All indices are unmanaged and may not be invested into directly. The economic forecasts set forth may not develop as predicted and there can be no guarantee that strategies promoted will be successful. All investing involves risk including loss of principal.

Pence Financial Group does not provide legal and/or tax advice or services. Please consult your legal and/or tax advisor regarding your specific situation. The financial consultants of Pence Financial Group are registered representatives with, and securities and advisory services offered through LPL Financial. A Registered Investment Advisor. Member FINRA/SIPC. LPL Financial, Pence Financial Group, and Pence Capital Management are separate entities. Wealth Management provided through LPL Financial.

The LPL registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.