Dryden Pence serves as Chief Investment Officer for Pence Financial Group, overseeing the management of all client assets. Dryden obtained his degree in Economics from Harvard University in 1982. In that same year, he was commissioned in the US Army as a Military Intelligence Officer through the ROTC program at Massachusetts Institute of Technology (MIT).

After further Graduate Study in Law and Crisis Management, Dryden Pence functioned as a Military Intelligence officer and specialized in Psychological Warfare. He was reactivated for Desert Storm and is the recipient of the Bronze Star, Army Commendation Medal with “V” for valor in combat, the Meritorious Service Medal, and the Legion of Merit from the U.S. Army, one of the highest honors earned by a soldier.

After commanding joint intelligence units in support of both US Central Command in the Middle East and US Africa Command, Colonel Pence retired from the Army Reserve in July 2015.

Formally trained as an economist, Dryden Pence received his Certified Portfolio Manager1 designation from Columbia University. He is an Accredited Investment Fiduciary®2 and in his capacity, as Chief Investment Officer at Pence Financial Group and affiliated entities, he oversees the investment of over $2 billion in assets under advisement through Pence Wealth Management.3

Dryden Pence combines his formal training and knowledge as an Economist with his years of experience in psychological warfare to bring a unique understanding of human behavior and how it affects the economy and the markets. Dryden Pence is a frequent speaker at regional and national events, and broadcast outlets such as Reuters, CNBC and FOX Business Network.

1The Certified Portfolio Manager (CPM®) designation is a collaboration of the Academy of Certified Portfolio Managers and Columbia University. The academic component is designed to provide a deeper understanding of fundamental security analysis, asset allocation, and portfolio management concepts for financial services industry professionals managing discretionary portfolios. The CPM® program is designed to enhance the participant’s knowledge in the areas of valuation analysis, portfolio construction, and risk management. The current criteria for applicant eligibility are any of the following: 1). A certificate, diploma or academic degree providing evidence of a four-year undergraduate degree; 2). 3 years of employment in the financial services industry; or 3). letter of recommendation on behalf of the applicant who is employed in the financial services industry, written by a supervisor, where the credential requirements are desired for the training and development of the applicant. Generally, each candidate will spend 150 – 200 hours on the online pre-work and, after successfully completing the course modules and passing the exams, candidates are eligible to attend the onsite learning at Columbia University.

2The Accredited Investment Fiduciary (AIF®) designation certifies that the recipient has specialized knowledge of fiduciary standards of care and their application to the investment management process. To receive the AIF® designation, the individual must meet prerequisite criteria based on a combination of education, relevant industry experience, and/or ongoing professional development, complete a training program, successfully pass a comprehensive, closed-book final examination under the supervision of a proctor and agree to abide by the Code of Ethics and Conduct Standards. In order to maintain the AIF® designation, the individual must annually attest to the Code of Ethics and Conduct Standards, and accrue and report a minimum of six hours of continuing education. The AIF® designation is administered by the Center for Fiduciary Studies, the standards-setting body of fi360.

3Pence Wealth Management, Inc. (“PWM”) is a financial services practice within LPL Financial LLC (“LPL Financial”) comprised of multiple financial professionals that provide a series of services including personal investment advisory, third party managed advisory and brokerage services. PWM is an investment adviser registered with the State of California to provide financial planning services. The financial professionals affiliated with PWM are registered with and offer securities and investment advisory services through LPL Financial, member FINRA/SIPC and a registered investment adviser. As of 12/31/2021, the total assets serviced by PWM through LPL Financial consist of over $1.95 billion in advisory and $383 million in brokerage assets.

The financial professionals associated with Pence Financial Group are registered with LPL Financial, member FINRA/SIPC and a registered investment adviser.