WEALTH MANAGEMENT AIMED TO EMPOWER YOUR PURPOSE

Because we know there’s more to wealth than money, our purpose is to help you create the wealth to empower your purpose. We build dedicated relationships that start with a single cup of coffee or tea and extend into multi-generational journeys.

It begins with a meeting where we listen to you. Everybody has a story. What’s yours?

Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.

OUR PRINCIPLES

THE WORLD TODAY CAN BE CHAOTIC, CONFUSING AND NOISY.

Not enough information for wise decisions has turned into too much information from frequently unreliable sources. Volume goes up, reason goes down, and action becomes inconsistent, or worse, paralysis set in. 

With more than 30 years of experience, we have lived and managed through the minefields of the markets. Experience has taught us discipline. From discipline comes principles and from principles: a process.

OUR PRINCIPLES

THE WORLD TODAY CAN BE CHAOTIC, CONFUSING AND NOISY.

Not enough information for wise decisions has turned into too much information from frequently unreliable sources. Volume goes up, reason goes down, and action becomes inconsistent, or worse, paralysis set in. 

With more than 30 years of experience, we have lived and managed through the minefields of the markets. Experience has taught us discipline. From discipline comes principles and from principles: a process.

OUR TAILORED
SERVICES

We tailor our services and programs to your diverse needs, enabling you to remain focused on what matters to you. Whether you are starting out in your career, thinking about retirement, or own a business, we would like to help. We have a team of in-house advisors, supported by internal and external specialists.

RETIREMENT PLANNING

Whether retirement is years away or right around the corner, we can help you to build a strategy that helps you to plan for the future you want.

FINANCIAL PLANNING

Choosing a financial planner isn’t just about assets. Our skilled professionals are focused on creating strategies for your legacy and long term success.

TAX PLANNING

We offer comprehensive tax planning services and look at the whole picture to create a custom tax plan that fits your unique circumstances.

INVESTMENT MANAGEMENT

We create and execute a focused and practical investment plan to help our clients work towards their unique goals.

ESTATE PLANNING

Estate planning is imperative to a great succession. It is a way to protect your family, property and leave behind a great legacy.

ALTERNATIVE INVESTING

Our trusted financial advisors at Pence Financial Group are qualified to understand the complexities of alternative investing.

All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. Asset allocation does not ensure a profit or protect against a loss.

Alternative investments may not be suitable for all investors and should be considered as an investment for the risk capital portion of the investor’s portfolio. The strategies employed in the management of alternative investments may accelerate the velocity of potential losses.

Pence Financial Group and LPL Financial do not provide legal advice or services.

HOW WE SERVE

When developing a customized financial program, we walk clients through a step-by-step process that is designed to make them feel confident in your decisions. Once goals have been established, appropriate strategies are customized to suit each client’s vision and objectives. We help clients execute a sound financial program utilizing the following products and services:

Tax-Reduction Strategies

Investment Management (Stocks & Mutual Funds)

Retirement Planning

Estate Planning and Preservation

Asset Protection Through Insurance & Annuity Products

All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. Asset allocation does not ensure a profit or protect against a loss.

Pence Financial Group and LPL Financial do not provide legal advice or services.

HOW WE SERVE

When developing a customized financial program, we walk clients through a step-by-step process that is designed to make them feel confident in your decisions. Once goals have been established, appropriate strategies are customized to suit each client’s vision and objectives. We help clients execute a sound financial program utilizing the following products and services:

Tax-Reduction Strategies

Investment Management (Stocks & Mutual Funds)

Retirement Planning

Estate Planning and Preservation

Asset Protection Through Insurance & Annuity Products

All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. Asset allocation does not ensure a profit or protect against a loss.

Pence Financial Group and LPL Financial do not provide legal advice or services.

WHO WE ARE

At the end of the day, our purpose is to help you grow your wealth to empower your purpose through retirement and beyond to extend your legacy. We are here to walk with you every step of the way so that all the hard work that went into generating your wealth has a more permanent impact.

OUR STORY

We foster a relationship based on trust, service and transparency. Our commitment is to you.

OUR TEAM

You’ll have a qualified team of professionals devoted to helping you pursue your financial goals.

OUR PROCESS

How is Pence Financial Group distinct? Learn more about our innovative process and approach that serves your financial needs.

OUR MISSION

We are committed to maintaining the highest standards of integrity and professionalism in our relationship with you.

OUR INVESTMENT APPROACH

Learn more about our Choke Point Investing™ strategy and take advantage our proprietary investment approach.

ABOUT LPL FINANCIAL

Learn more about LPL Financial’s  competitive resources you can take advantage of with Pence Financial Group.

The financial professionals at Pence Financial Group strive to uphold the Fiduciary Standard of Care. At all times when providing advice to a Client, our financial professionals must always act in the best interest of the Client. We place the interests of the Client above the interests of the Firm. We must act with the care, skill, prudence and diligence that a prudent professional would exercise in light of the Client’s goals, risk tolerance, objectives and financial and personal circumstances.

Our financial professionals must comply with all objectives, policies, restrictions and other terms of the Engagement and all reasonable and lawful direction of the Client.

Subscribe to our Newsletter

Stay up to date with our latest market updates, economic outlooks, service tips and special announcements.

CONNECT & FOLLOW US

WHO WE SERVE

Tell us your story and we will put together a comprehensive plan for any goals or circumstances in your life.

RETIREES

Leaving the workforce is a major milestone – and a big transition. Your income sources have changed in significant ways, and it can be unsettling to feel you are at the mercy of the markets.

PRE-RETIREES

If you’re reaching your retirement years and aren’t sure you have saved enough, we are here to serve you. At Pence Financial Group, we are experienced in getting your retirement plan back on track.

CORPORATE EXECUTIVES

For our C-Suite clients, In addition to where and how to invest your base salary, we can help you to create smart strategies for managing stock options, bonuses, and deferred compensation.

BUSINESS OWNERS

The financial challenges facing business owners are varied and complex. We have decades of experience in developing detailed financial plans for businesses of every size, and in every industry.

MILITARY & VETERANS

For years, your purpose was to ensure the way of life we enjoy in the United States endures. You took care of us. Now, let us help take care of you.

FIRST RESPONDERS

Every day you serve your communities. You put your life, your health, welfare at risk. Let us help ensure you don’t put your financial future, and that of your family, at risk, as well.

The financial professionals at Pence Financial Group strive to uphold the Fiduciary Standard of Care. At all times when providing advice to a Client, our financial professionals must always act in the best interest of the Client. We place the interests of the Client above the interests of the Firm. We must act with the care, skill, prudence and diligence that a prudent professional would exercise in light of the Client’s goals, risk tolerance, objectives and financial and personal circumstances.

Our financial professionals must comply with all objectives, policies, restrictions and other terms of the Engagement and all reasonable and lawful direction of the Client.