LPL ADVANCED PLANNING GROUP

This group is available to Pence Financial Group professionals through their affiliation with LPL Financial.

Because Pence Financial Group (PFG) advisors are affiliated with LPL Financial, we have access to the resources and experience of the nation’s largest independent broker dealer as reported by Financial Planning magazine (June 1996-2021) based on revenue. LPL Financial has over 3500 employees and services over 19,000 financial professionals with over $1 trillion in brokerage and advisory assets serviced or custodied at LPL Financial as of May 31, 2021.

The LPL Advanced Planning Group supports Pence Financial Group professionals to develop and implement strategies for affluent families and business owners looking to meet a variety of complex financial goals. Your PFG Advisor is able to assist in complex planning cases. The team has knowledge and expertise in the following areas:

Pence Financial Group (“PFG”) is a financial services practice within LPL Financial LLC (“LPL Financial”) comprised of multiple financial professionals that provide a series of services including personal investment advisory, third party managed advisory and brokerage services. PFG is an investment adviser registered with the State of California to provide financial planning services. The financial professionals associated with PFG are registered with and offer securities and investment advisory services through LPL Financial, member FINRA/SIPC and a registered investment adviser. Dryden Pence is the Managing Director of PFG.

LPL ADVANCED PLANNING GROUP

This group is available to Pence Financial Group professionals through their affiliation with LPL Financial.

Because Pence Financial Group (PFG) advisors are affiliated with LPL Financial, we have access to the resources and experience of the nation’s largest independent broker dealer as reported by Financial Planning magazine (June 1996-2021) based on revenue. LPL Financial has over 3500 employees and services over 19,000 financial professionals with over $1 trillion in brokerage and advisory assets serviced or custodied at LPL Financial as of May 31, 2021.

The LPL Advanced Planning Group supports Pence Financial Group professionals to develop and implement strategies for affluent families and business owners looking to meet a variety of complex financial goals. Your PFG Advisor is able to assist in complex planning cases. The team has knowledge and expertise in the following areas:

Pence Financial Group (“PFG”) is a financial services practice within LPL Financial LLC (“LPL Financial”) comprised of multiple financial professionals that provide a series of services including personal investment advisory, third party managed advisory and brokerage services. PFG is an investment adviser registered with the State of California to provide financial planning services. The financial professionals associated with PFG are registered with and offer securities and investment advisory services through LPL Financial, member FINRA/SIPC and a registered investment adviser. Dryden Pence is the Managing Director of PFG.

CHARITABLE PLANNING

  • Asset and Income Maximization
  • Wealth Transfer Planning
  • Qualified "Stretch" Alternatives
  • Irrevocable Trust Strategies
  • Life Insurance Planning
  • 3rd Party Premium Financing
  • Estate Tax Mitigation Planning
  • Gifting Strategies
  • Special Needs Planning

LEGACY PLANNING

  • Charitable Remainder Trusts
  • Charitable Lead Trusts
  • Private Foundations
  • Donor-Advised Funds
  • Qualified Charitable Distributions
  • Charitable Gifts using Life Insurance

BUSINESS PLANNING

  • Buy/Sell Strategies
  • Business Continuation Strategies
  • Business Sales Tax Minimization
  • Split Dollar Plans
  • Insured Defined Benefits Plans
  • Section 162 Bonus Arrangements
  • Supplemental Retirement Plans

ABOUT LPL FINANCIAL

LPL Financial was founded with a pioneering vision to help entrepreneurial financial advisors establish successful businesses through which they could offer truly independent financial guidance and advice.

LPL Financial is one of the nation’s leading financial services companies and a publicly traded company under ticker symbol LPLA. The firm’s mission is rooted in the belief that objective financial guidance is a fundamental need for everyone. LPL does not offer proprietary investment products or engage in investment banking activities; this means advisors affiliated with LPL are not pressured or influenced by LPL to sell its products. Thousands of financial advisors nationwide are able to rely on the firm’s tools and resources to help them provide financial guidance and recommendations to help meet their clients’ needs. For more information about LPL Financial, visit lpl.com.

LPL FINANCIAL CUSTOMERS

ADVISORS

Independent Advisor Services supports more than 16,000 independent and registered investment advisors.

INSTITUTIONS

Institution Services supports financial advisors at approximately 670 regional and community banks and credit unions.

OTHER AFFILIATIONS

Custom Clearing Services supports approximately 4,000 advisors affiliated and licensed with insurance companies through a unique outsourcing arrangement.

MORE ABOUT US

At the end of the day, our purpose is to help you grow your wealth to empower your purpose through retirement and beyond to extend your legacy. We are here to walk with you every step of the way so that all the hard work that went into generating your wealth has a more permanent impact.

OUR STORY

We foster a relationship based on trust, service and transparency. Our commitment is to you.

Learn more

OUR TEAM

You’ll have a qualified team of professionals devoted to helping you pursue your financial goals.

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OUR PROCESS

How is Pence Financial Group distinct? Learn more about our innovative process and approach that serves your financial needs.

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OUR MISSION

We are committed to maintaining the highest standards of integrity and professionalism in our relationship with you.

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OUR INVESTMENT APPROACH

Learn more about our Choke Point Investing™ strategy and take advantage our proprietary investment approach.

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The financial professionals at Pence Financial Group strive to uphold the Fiduciary Standard of Care. At all times when providing advice to a Client, our financial professionals must always act in the best interest of the Client. We place the interests of the Client above the interests of the Firm. We must act with the care, skill, prudence and diligence that a prudent professional would exercise in light of the Client’s goals, risk tolerance, objectives and financial and personal circumstances.

Our financial professionals must comply with all objectives, policies, restrictions and other terms of the Engagement and all reasonable and lawful direction of the Client.

OUR INSIGHTS

Read our most recent blogs, insights, and issues our clients care about.

All 9 /Daily Market Report 1 /Media Commentary 8 /Pence Perspective 0

Dryden Pence: 58% of American’s Invest in the Stock Market

August 27, 2024/by pfgadmin

Palantir’s Pivot into the Commercial Market

July 29, 2024/by pfgadmin

Don’t Foresee A Recession as the Labor Market Remains Largely Healthy

July 15, 2024/by pfgadmin

The Potential for One Interest Rate Cut at the Very End of the Year

July 5, 2024/by pfgadmin

The Influence of Inflation, Interest Rates and Fed Policy on Investor Behavior in All Asset Classes

June 21, 2024/by pfgadmin

Dryden Pence: Economy Moving from Torrid Pace to a Sustainable Pace

May 29, 2024/by pfgadmin

Dryden Pence: Earnings at an All-Time High Driving Consumers

May 29, 2024/by pfgadmin

Themes in Consumer Discretionary Space

May 29, 2024/by pfgadmin

Daily Market Report 05-14-2024

May 14, 2024/by pfgadmin
READ MORE

Let’s Talk

At Pence Financial Group, we believe that good financial decisions don’t have to be confusing. If you have any questions or want to schedule a complimentary meeting to discuss your specific questions, please do not hesitate to contact us.

Get In touch

Whether retirement is years away or right around the corner, we can help you to build a wealth strategy that can prepare you for the future you want.

              

ABOUT US

Our Mission
Our Process
Our Team
Our Investing Approach
About LPL Financial

INSIGHTS

Daily Market Report
Quarterly Newsletter
Pence Podcast
Commentaries

OUR SERVICES

Retirement Planning
Financial Planning
Investment Management
Estate Planning
Alternative Investments

RESOURCES

LPL Account View
Appointment Checklist
Tara Timeline Worksheet
Client Brief

WHO WE SERVE

Retirees
Pre-Retirees
Business Owners
Military & Veterans
First Responders

OUR OFFICES

Newport Beach, CA
Monterey, CA
Pittsburg, KS
Boca Raton, FL
Virginia Beach, VA

Form CRS | Disclosures | Fee Schedule | Consumer Privacy & Security Notice | Contact Us

© Pence Financial Group LLC. 2024. All rights reserved.

The financial professionals associated with PFG are registered with and offer securities and investment advisory services through LPL Financial, member FINRA/SIPC and a registered investment adviser.

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Historical performance is no guarantee of future results. All indices are unmanaged and may not be invested into directly. The economic forecasts set forth may not develop as predicted and there can be no guarantee that strategies promoted will be successful. All investing involves risk including loss of principal.

Pence Financial Group does not provide legal and/or tax advice or services. Please consult your legal and/or tax advisor regarding your specific situation. The financial consultants of Pence Financial Group are registered representatives with, and securities and advisory services offered through LPL Financial. A Registered Investment Advisor. Member FINRA/SIPC. LPL Financial, Pence Financial Group, and Pence Capital Management are separate entities. Wealth Management provided through LPL Financial.

The LPL registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.