Our retirement planning services consider risk and reward in equal amounts. That means we build contingencies into your plan that help to offset economic fluctuations, take tax considerations into account and which adapt to unexpected changes in your personal life. Whether retirement is years away or right around the corner, we can help you to build an overall wealth strategy that helps you to plan for the future you want. Our retirement planning and wealth management team will help you to chart a course toward your retirement without losing sight of your immediate financial goals.
We support all types of retirement plans including:
DEFINED CONTRIBUTION PLANS
The most common type of pension in today’s modern workplace. They are the perfect option for employees that want more control over how their money is invested and for employers looking to control pension contribution costs.
DEFINED BENEFIT PLANS
Having access to a guaranteed amount of money when you retire can bring much more economic security and help you to have a prosperous and fulfilling retirement. This is where a defined benefit plan can come in.
EXECUTIVE COMPENSATION
Whether you have held an executive position for many years, or you have just entered the world of C-suite employment, If you fail to plan for your retirement now, it could mean working for years longer than you originally planned.
ANNUITIES
Annuities can be used as a part of your retirement planning strategy and when set up in the right way, an annuity retirement plan would provide you with a steady stream of income for the rest of your life.
IRAs
Individual Retirement Account (IRA) could be one of the smartest moves you make towards planning for your retirement. It offers a wider range of investment opportunities that may otherwise be unavailable to you.
The financial professionals at Pence Financial Group strive to uphold the Fiduciary Standard of Care. At all times when providing advice to a Client, our financial professionals must always act in the best interest of the Client. We place the interests of the Client above the interests of the Firm. We must act with the care, skill, prudence and diligence that a prudent professional would exercise in light of the Client’s goals, risk tolerance, objectives and financial and personal circumstances. Our financial professionals must comply with all objectives, policies, restrictions and other terms of the Engagement and all reasonable and lawful direction of the Client.
This material was created for educational and informational purposes only and is not intended as ERISA, TAX, LEGAL or INVESTMENT advice. If you are seeking investment advice specific to your needs, such advice services must be obtained on your own separate from this educational material.
Let’s put all your hard-earned money to work.
Whether you are wanting to save for retirement or you are about to retire, we can help.
If you are a business owner looking to find the right package for your company, we can help there too.
We tailor our services and programs to your diverse needs, enabling you to remain focused on what matters to you. Whether you are starting out in your career, thinking about retirement, or own a business, we would like to help. We have a team of in-house advisors, supported by internal and external specialists.
FINANCIAL PLANNING
Choosing a financial planner isn’t just about assets. Our skilled professionals are focused on creating strategies for your legacy and long term success.
TAX PLANNING
We offer comprehensive tax planning services and look at the whole picture to create a custom tax plan that fits your unique circumstances.
INVESTMENT MANAGEMENT
We create and execute a focused and practical investment plan to help our clients work towards their unique goals.
ESTATE PLANNING
Estate planning is imperative to a great succession. It is a way to protect your family, property and leave behind a great legacy.
ALTERNATIVE INVESTING
Our trusted financial advisors at Pence Financial Group are qualified to understand the complexities of alternative investing.
All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. Asset allocation does not ensure a profit or protect against a loss.
Alternative investments may not be suitable for all investors and should be considered as an investment for the risk capital portion of the investor’s portfolio. The strategies employed in the management of alternative investments may accelerate the velocity of potential losses.
Pence Financial Group and LPL Financial do not provide legal advice or services.
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At Pence Financial Group, we believe that good financial decisions don’t have to be confusing. If you have any questions or want to schedule a complimentary meeting to discuss your specific questions, please do not hesitate to contact us.
Whether retirement is years away or right around the corner, we can help you to build a wealth strategy that can prepare you for the future you want.
© Pence Financial Group LLC. 2024. All rights reserved.
The financial professionals associated with PFG are registered with and offer securities and investment advisory services through LPL Financial, member FINRA/SIPC and a registered investment adviser.
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Historical performance is no guarantee of future results. All indices are unmanaged and may not be invested into directly. The economic forecasts set forth may not develop as predicted and there can be no guarantee that strategies promoted will be successful. All investing involves risk including loss of principal.
Pence Financial Group does not provide legal and/or tax advice or services. Please consult your legal and/or tax advisor regarding your specific situation. The financial consultants of Pence Financial Group are registered representatives with, and securities and advisory services offered through LPL Financial. A Registered Investment Advisor. Member FINRA/SIPC. LPL Financial, Pence Financial Group, and Pence Capital Management are separate entities. Wealth Management provided through LPL Financial.
The LPL registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.