Life in the C-Suite comes with serious responsibilities. We know your job isn’t easy. Often, your hard work also means generous compensation, and our goal is to help you make the most of every dollar. From a financial perspective, there is a lot to think about when you are a corporate executive. In addition to where and how to invest your base salary, you have to create smart strategies for managing stock options, bonuses, and deferred compensation. That’s where we can help.


Pence Financial Group professionals have deep expertise in developing creative, personalized wealth management plans that fit the unique needs of corporate executives. To start, we handle the research that you simply don’t have time for yourself. Then, we examine all of the options available to you, and together, we create a strategy that integrates your values with your short-term and long-term financial goals.


Some of the other elements we incorporate into all of our corporate executive plans include techniques intended to minimize your tax liability. For example, we will discuss creating income streams that are subject to lower tax rates, and we will assess the tax impact of buying and selling assets during a particular time frame based on your total financial picture. We also understand the power of a diversified portfolio, and we can help you create an asset mix able to withstand economic changes.


We offer strategies to maximize the value of your stock options, and we offer guidance on conducting these transactions in a manner that aims to increase profit and decreases taxes.


We know the ins and outs of Employee Stock Purchase Plans (ESPPs), and we will ensure that you get the most from these programs without investing too much in a single company.


One of the best tools at your disposal to keep taxes low is leveraging the power of deferred compensation. We will work with you to calculate the right amount to defer with this process based on your total financial picture.


Restricted stock awards are quite valuable in many cases, but there are a number of caveats you must be aware of in order to maximize your returns. We are well-versed in restricted stock matters, and we offer the experience you need to manage this specialized compensation.


Corporate executives face particular challenges when it comes to creating a well-diversified portfolio. Often, you have a lot of your wealth tied up in your company’s stock due to ownership requirements. We can help you find the right balance between satisfying your stock ownership requirements and keeping your risk as low as possible.


Perhaps more importantly, this strategic planning phase isn’t a one-time event. We are your partners for the long haul, constantly evaluating progress and making adjustments to ensure you stay on track to meet your financial goals. We are focused on your financial success, and we have a singular goal of our own: to support you in growing and preserving your wealth in the short-term and the long-term. Complete our online form and schedule an appointment with one of our advisors to discuss your goals.


Tell us your story and we will put together a comprehensive plan for any goals or circumstances in your life.


Leaving the workforce is a major milestone – and a big transition. Your income sources have changed in significant ways, and it can be unsettling to feel you are at the mercy of the markets.


If you’re reaching your retirement years and aren’t sure you have saved enough, we are here to serve you. At Pence Financial Group, we are experienced in getting your retirement plan back on track.


The financial challenges facing business owners are varied and complex. We have decades of experience in developing detailed financial plans for businesses of every size, and in every industry.


For years, your purpose was to ensure the way of life we enjoy in the United States endures. You took care of us. Now, let us help take care of you.


Every day you serve your communities. You put your life, your health, welfare at risk. Let us help ensure you don’t put your financial future, and that of your family, at risk, as well.

The financial professionals at Pence Financial Group strive to uphold the Fiduciary Standard of Care. At all times when providing advice to a Client, our financial professionals must always act in the best interest of the Client. We place the interests of the Client above the interests of the Firm. We must act with the care, skill, prudence and diligence that a prudent professional would exercise in light of the Client’s goals, risk tolerance, objectives and financial and personal circumstances.

Our financial professionals must comply with all objectives, policies, restrictions and other terms of the Engagement and all reasonable and lawful direction of the Client.